At the time you purchased car insurance, limited tort may have seemed like a good way to save some money on your Pennsylvania car insurance bill. Now, you may be hearing that your selection of limited tort insurance will prevent your fair and just recovery.
Our experienced limited tort lawyers want you to know that a limited tort policy does not necessarily mean that you cannot recovery money for your auto accident injuries.Read More
You know about traumatic brain injuries and spinal cord injuries. Even before you were hurt in a car accident, you understood how serious those injuries could be for accident victims. However, you probably gave little thought to the seriousness of a shoulder injury before you suffered one in a car crash.Read More
Your doctors, relatives and friends are telling you that you are lucky that you “only” sustained a concussion in your recent car accident. However, right now you don’t feel so lucky. You are unable to do anything but rest. You can’t work, you can’t participate in the activities you enjoy, and you can’t even watch TV or read for very long. Your life has been put on hold and so too has your ability to earn an income and pay your bills.Read More
You think your injury is serious, but will the court?
The answer to that question is important to your Pennsylvania car accident recovery if you are covered by limited tort insurance. Generally, those covered by limited tort insurance are not entitled to damages for pain and suffering when they are injured in a car accident.
However, if you, together with your PA limited tort lawyer, can prove that you suffered a serious impairment to a significant bodily function then you may be entitled to damages for your pain and suffering. As the language of the exception suggests by the use of the words “serious” and “significant”, not every injury will qualify for this exception.Read More
As you struggle with the physical pain and practical problems of being injured in a Pennsylvania car accident, you may be alarmed to find out that you have limited tort insurance. The insurance adjuster who contacts you may explain that you are only entitled to damages for non-economic damages such as pain and suffering if you have suffered a serious injury. Technically, this is true.
However, what the insurance adjuster is unlikely to tell you is that the Pennsylvania courts haven’t always agreed on what the phrase “serious injury” means. Instead, the insurance adjuster may try to convince you that only the most serious injuries entitle you to compensation.Read More
You understood what you were getting into when you purchased limited tort car insurance. You knew that your claims for pain and suffering may be denied unless you qualified for a limited tort exception. However, you also expected that your claims for medical expenses, lost income and other economic losses would be covered if you were hurt in an accident. That was the contract you entered when you signed the papers for limited tort coverage.
Now that you have been in an accident, however, the insurance company does not seem to want to honor that contract. They are pushing you to settle for less than your case is worth.Read More
The insurance adjuster, and perhaps another lawyer with whom you spoke, have scared you. They have made you believe that you will be unable to recover damages for the significant pain and suffering you are experiencing simply because you chose to purchase limited tort insurance.Read More
We don’t deny it. In many cases, Pennsylvania car accident victims have to fight harder and more aggressively for limited tort settlements than they do for full tort settlements. Insurance companies often want to use limited tort as an excuse to deny fair and just settlements. They expect that accident victims, and many of their attorneys, will accept that limited tort means limited payment.
We don’t accept that. We believe that you deserve the help of a limited tort lawyer who will zealously advocate for your full and complete recovery as permitted by Pennsylvania law. Read More
Riding a motorcycle is risky. If you are involved in an accident then you may sustain serious injuries because you lack the protective metal, airbags and other safety features that are common in passenger cars.
However, there is one risk that you may not have to take and that is the risk of getting a limited recovery due to limited tort insurance. Read More
A herniated disk may not be the most critical injury, but it hurts. It may require medical treatment and it may keep you out of work. You may be incurring significant damages and suffering emotionally and physically.
Accordingly, it is important to know that, in some cases, you may be able to recover damages. Read More
