14 May 2012

Full Tort vs Limited Tort

What Pennsylvania Drivers Need to Know

Pennsylvania drivers have choices when it comes to car insurance.  Drivers may choose to purchase full tort insurance which may provide them with a financial recovery for all damages from a car accident, including pain and suffering.  In the alternative, Pa. drivers may decide to purchase limited tort coverage, which only allows for the recovery of pain and suffering damages in certain situations. (more…)

12 Apr 2012

What Is Limited Tort?

Pennsylvania is one of only a handful of states that force their insured drivers to choose between “limited tort” and “full tort” car insurance.

When you purchase car insurance in Pennsylvania, your decision whether to choose limited tort or full tort coverage is an important decision that you need to make. Choosing limited tort car insurance coverage can affect every member of your household.

Limited tort auto insurance policies are slightly less expensive and can limit your recovery for some injuries or damages. Once you have been injured in an accident, many insurance companies will convince limited tort policyholders that they are not entitled to compensation for their pain and suffering. Often times, the insurance adjuster is not telling you the truth and is simply trying to avoid paying you what you are entitled to. (more…)