3 Things Pennsylvania Limited Tort Lawyers Want all PA Drivers to Know

Lots of people from friends to insurance agents to attorneys like to give their two cents about what limited tort means for you. Often, those who believe that they are sharing important information with you are doing no more than sharing myths about what they believe Pennsylvania limited tort law to mean.

Our Pennsylvania limited tort lawyers want you to know the truth. Read More

Understanding the Pennsylvania Limited Tort Threshold

If you carry Pennsylvania limited tort car insurance and you are hurt in an accident then you need to understand your legal rights and possible recovery. Generally, you can recover for your economic damages, such as your health care expenses, but not for your pain and suffering unless you meet the limited tort threshold in PA.

This is the secret that many insurance adjusters keep from Pennsylvania limited tort victims. They do not want you to know that:

You Can Recover Full Tort Damages if You Meet the Pennsylvania Limited Tort Threshold

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How Long Will it Take to Recover Limited Tort Insurance Damages After a Pennsylvania Accident?

20668122-car-accidentThere are some things that are the same after a Pennsylvania car accident whether you are covered by limited tort car insurance or full tort car insurance. Specifically, you want to make as full a recovery as possible as quickly as possible so that you can get back to living your life the way that you did prior to the accident.

As a Pennsylvania limited tort lawyer, I understand that, I respect it and I will work hard to make it happen for you. Read More

7 Reasons Pennsylvania Limited Tort Does Not Necessarily Mean Limited Recovery

Insurance is one of those difficult things to buy. You buy it with the hope that you will never need it. In that regard, you want to save as much money as you can, but when the unthinkable happens and you face a serious injury caused by someone else then you want to recover fair and equitable damages.

Pennsylvania law allows you to do just that. Fair and equitable limited tort settlements are possible and may compensate you not only for your out of pocket expenses but also for your physical pain and emotional suffering. In order for you to recover full damages, you and your limited tort lawyer must prove that your case fits into an exception of limited tort law. Read More

What You Need to Know About PA Limited Tort When the Car Rather Than the Driver Causes a Crash

While most Pennsylvania car accidents are caused by negligence, a driver’s failure to act with reasonable care is not always the reason for accidents and resulting injuries. Sometimes serious car crashes are caused by a defect in the design, manufacturing, repair or maintenance of a car.

If you are covered by Pennsylvania Limited Tort Insurance then this is significant for you.Read More

How Serious is a Serious Injury?

One day a potential client contacted our Pennsylvania limited tort attorneys. This client had sustained a neck and shoulder injury in a Pennsylvania car accident. The client was treated and released from the hospital the same day as his accident. The next day, he returned to work and he continued working for 17 consecutive months at which time he required surgery to fix the shoulder injury sustained in the accident.  One year ago, we were proud to recover $1.95 million on behalf of our client after successfully proving that the serious injury exception to limited tort law applied to our client’s case.Read More

Ten Common Questions

For people who have been injured in an automobile accident, insurance issues and other legal concerns can create significant obstacles to obtaining justice. Sometimes, what is misunderstood to be a big problem can deter a victim from filing a lawsuit in the first place – even when he or she would have had a strong case.

Ostroff Injury Law is committed to providing clients with the tools and knowledge needed to help them make informed decisions about their individual situation. Below, Ostroff Injury Law  answers ten common questions people have asked our legal team.

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Bike Accident Injuries: Full Tort or Limited Tort?

Bik Exception

The Insurance Exception That Every Pennsylvania Bike Rider Should Know About

When it comes to safety, bicyclists are at a disadvantage. There are no airbags, no steel frame, and no crumple zones to protect a bicyclist in an accident. Even the best helmet offers little protection against 3,500 pounds of steel moving at 40 miles per hour. When car hits a bicycle, it’s the bicyclist that is going to get hurt. This is why Pennsylvania drivers have a duty of care towards bicyclists.

A “duty of care” means that drivers must watch for bicyclists and take special care to reduce the risk of an accident.  This doesn’t mean that every Pennsylvania bicycle-car accident is the driver’s fault. Bicyclists also have a duty to follow traffic laws and do their best to stay safe.Read More