Insurance is one of those difficult things to buy. You buy it with the hope that you will never need it. In that regard, you want to save as much money as you can, but when the unthinkable happens and you face a serious injury caused by someone else then you want to recover fair and equitable damages.

Pennsylvania law allows you to do just that. Fair and equitable limited tort settlements are possible and may compensate you not only for your out of pocket expenses but also for your physical pain and emotional suffering. In order for you to recover full damages, you and your limited tort lawyer must prove that your case fits into an exception of limited tort law. Specifically, you must prove one of the following:

1. The person at fault for the accident was convicted of drunk driving or accepted ARD for driving under the influence of alcohol or drugs.
2. The person at fault for the crash was driving a car registered in a state other than Pennsylvania.
3. The person at fault intended to injure himself or someone else.
4. Your accident injuries occurred because of a defect in the design, manufacturing, repair or maintenance of a vehicle.
5. You were injured while a passenger in a vehicle other than a private passenger motor vehicle.
6. The person at fault did not maintain financial responsibility, or insurance, as required by state law.
7. You suffered a serious injury that had a substantial impact on a bodily function.

To learn more about making a full recovery with limited tort, please contact an experienced limited tort lawyer today for more information about your rights and potential recovery.