Bad Faith Insurance Cases
You sustained injuries in a car accident that was not your fault. Despite your pain and mounting medical bills, the insurance company has failed to evaluate your case fairly, and they made a low-ball offer. It feels wrong. We know how to make it right. This greedy move by the insurer may create an opportunity for you to obtain a substantially greater recovery. We have succeeded at turning insurer greed into a full, fair recovery for our clients numerous times. In fact, just recently, we obtained a $375,000 recovery for our client even though the total available insurance was only $100,000.
Bad faith occurs when an insurance company fails to act fairly. Insurers can act in bad faith by:
- Trying to take advantage of injured people,
- Improperly or unfairly evaluating a claim,
- Failing to properly pay benefits to its insured, whether they are medical or UIM/UM benefits, or
- Failing to take steps to adequately protect their at-fault insured.
When insurance companies get greedy and try to take advantage of our clients, we know how to make them pay what they should. In fact, when we win a bad faith case, we make the insurer pay way more than they would have if they had originally evaluated and paid the claim fairly.
When we can prove an insurer acted in bad faith, we usually recover far more than the amount on the insurance policy.
When the insurance company tries to do you wrong, Ostroff Law will make things right.
Bad Faith Case Examples
Below are a few past cases in which Ostroff Injury Law recovered for a person whose insurance company acted in bad faith.
$258,800 Recovery Including $43,800 Over All Available Insurance
Our client sustained knee and neck injuries in a rear-end crash in Cumberland County, PA. All available insurance from three separate companies totaled $215,000, but Ostroff Injury Law partner Richard Godshall proved that one of the insurance carriers acted in bad faith in handling this claim. Further, he showed how the insurer had violated the Unfair Insurance Practices Act under Pennsylvania law. As a result, after the firm recovered all available insurance, our client from Gettysburg with limited tort received an additional $43,800 arbitration award. The total recovery from all available insurance carriers equaled $258,800. This recovery, in excess of the applicable insurance coverage, was the result of extensive litigation and Ostroff Injury Law’s success in proving bad faith insurance practices.
$400,000 Trial Verdict in Lancaster County, PA
State Farm Insurance only had a $100,000 policy on the person who had harmed our client. The insurer offered just $1,000 before trial. Richard Godshall obtained a verdict of $400,000 for this client, which State Farm paid within about 30 days. Their insurance company paid so quickly because they knew they knew they acted in bad faith and had no basis to appeal the verdict.
Experienced Legal Help
If you sustained injuries in a car crash, call Ostroff Injury Law as soon as possible. Maybe our law firm is not the first firm you called. Other attorneys may have already said they won’t represent you because you have limited tort. Even if you have limited tort insurance, we may be able to find an exception under Pennsylvania law that applies to your case. Jon Ostroff helps clients with limited tort insurance coverage get the money they deserve. He has been changing the lives of injured individuals for more than 25 years. His recent recoveries are some of the highest in Pennsylvania. Contact us today for a free consultation.