Riding a motorcycle is risky. If you are involved in an accident then you may sustain serious injuries because you lack the protective metal, airbags and other safety features that are common in passenger cars.
However, there is one risk that you may not have to take and that is the risk of getting a limited recovery due to limited tort insurance. While Pennsylvania motorcyclists may be required to purchase full tort insurance, there may be situations when a person with limited tort insurance is hurt on a motorcycle.
In those situations, it is important to know that a Pennsylvania limited tort exception exists that may allow the injured person to collect full tort damages for his or her motorcycle accident injuries. Specifically, Pennsylvania law has an exception that allows a person with limited tort insurance to recover full damages if he or she is hurt while in (or on) a vehicle other than a private passenger motor vehicle. A motorcycle may not be a private passenger vehicle according to the legal definition and the injured motorcyclist or motorcycle passenger may be able to recover damages.
If you have been hurt in a PA motorcycle accident then it is important to know your rights and to speak with an experienced Pennsylvania limited tort lawyer about your legal options and potential recovery.