Money is tight. As a Penn State student, you are doing your best to concentrate on your studies, work hard and have some fun. Accordingly, if you live in Pennsylvania, you, or your parents, may have decided to purchase limited tort car insurance. Limited tort insurance will cover your financial losses if you are injured in a car accident, but may not compensate you for your physical pain and emotional suffering unless you fit into one of the limited tort exceptions.
Being Hit by an Out of State Car is a Pennsylvania Limited Tort Car Insurance Exception
If the driver of a car that is registered in any state other than Pennsylvania is responsible for your accident then you may be able to recover damages for your accident injuries. Pennsylvania limited tort law provides a specific exception for accident injuries caused by out of state drivers. What matters is not the state in which the driver is licensed and not the state in which the driver resides, but rather the license plates on the car. Thus, you may be able to recover full damages if a student who drives a car registered somewhere other than Pennsylvania, or anyone else, hits you.
This is Just One Limited Tort Exception – Contact an Experienced Pennsylvania Limited Tort Accident Lawyer to Learn More
Whether you have been hurt by an out of state driver or a Pennsylvania driver, there may be limited tort exceptions that allow you to recover damages for your injuries. Do not trust insurance adjusters to tell you about your rights. That is not their job. Their job is to make money for insurance companies by getting you to agree to a low settlement. Instead of settling for a lower settlement than you deserve, we encourage you to find out more about the out of state driver exception and other exceptions that may allow you to recover full damages for Your Pennsylvania accident injuries.
Please contact a Pennsylvania accident lawyer today who understands what you are going through and who is committed to helping Penn State students obtain fair and equitable recoveries as quickly as possible.