How to Know if You Have Suffered a Serious Impairment to a Significant Bodily Function
You think your injury is serious, but will the court?
The answer to that question is important to your Pennsylvania car accident recovery if you are covered by limited tort insurance. Generally, those covered by limited tort insurance are not entitled to damages for pain and suffering when they are injured in a car accident.
However, if you, together with your PA limited tort lawyer, can prove that you suffered a serious impairment to a significant bodily function then you may be entitled to damages for your pain and suffering. As the language of the exception suggests by the use of the words “serious” and “significant”, not every injury will qualify for this exception.
While there are no hard and fast rules about what constitute a serious impairment to a significant bodily function, courts have considered things such as whether you:
- Required surgery.
- Have permanent scarring.
- Have a permanent injury or disability.
- Required extensive medical treatment over a long period of time.
- Suffered a traumatic brain injury, spinal cord injury or other disabling injury.
- Lost your job or significant amounts of income because of your injury.
Your selection of a limited tort policy does not always mean that you cannot recover money for your injuries. If you have selected limited tort and you have been hurt, call a Pennsylvania limited tort lawyer today for a free consultation.