Understanding the Pennsylvania Limited Tort Threshold

If you carry Pennsylvania limited tort car insurance and you are hurt in an accident then you need to understand your legal rights and possible recovery. Generally, you can recover for your economic damages, such as your health care expenses, but not for your pain and suffering unless you meet the limited tort threshold in PA.

This is the secret that many insurance adjusters keep from Pennsylvania limited tort victims. They do not want you to know that:

You Can Recover Full Tort Damages if You Meet the Pennsylvania Limited Tort Threshold

How Will You Meet The Limited Tort Threshold in PA?

You will meet the Pennsylvania limited tort threshold by proving that you fit into one of the six exceptions to limited tort law and that, therefore, you are entitled to full tort damages. Those exceptions include:

  1. Riding a motorcycle at the time of your injury.
  2. Being a pedestrian at the time of your injury.
  3. Being a passenger on a bus, truck, taxi or other commercial vehicle when you were hurt.
  4. A drunk driving (DUI) conviction of the driver who caused your accident.
  5. A driver who caused the accident operating a vehicle that is registered in a different state than Pennsylvania.
  6. Your suffering of injuries that have resulted in a serious impairment to a significant bodily function. While this is the most difficult exception to prove, it is also the exception that our experienced lawyers have used more than any other to prove that our clients meet the Pennsylvania limited tort threshold.

Our Pennsylvania limited tort lawyers are not afraid to fight the insurance company and we will do everything that we can to help you meet the limited tort threshold in PA and recover the full damages to which you may be entitled.

Find Out More From a Pennsylvania Limited Tort Lawyer Today

Not every lawyer will represent a Pennsylvania limited tort victim. However, the lawyers at Ostroff Injury Law are committed to helping victims prove that they meet the Pennsylvania limited tort threshold and we will fight hard to get you the recovery that you deserve.



Call Ostroff Law for a free consultation and if there’s an exception that will allow you to get a full recovery, we’ll find it. We have your back.

I left another lawyer in Pittsburgh because he said he could not help me, because I had limited tort insurance. I found Mr. Ostroff on line. He called me in 10 minutes, sent a lawyer to my home in two days and settled my case for $200,000 in less than one year.

I’ve been in three auto accidents and for the first time in my life, I feel great about my attorney. Truly. [They are] empathetic and experienced, the perfect combination for an attorney, in my opinion.

Jon Ostroff has redefined my expectations and opinions of Injury Lawyers! In the worst part of my life I am not only gained a great friend, in Jon, but a lawyer who did everything he said he could! Outstanding communication skills, integrity and compassion! A True Friend and DAMN GOOD ATTORNEY!

Take a Step Toward Your Recovery Today

Ostroff Injury Law helps victims with limited tort still obtain damages to cover pain and suffering, medical bills, and other related expenses. Call our firm today at 800-818-8148 or fill out the form to the right if you need an attorney to fight for your rights after a vehicle accident.

As always, you pay nothing until your case settles.

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