As you struggle with the physical pain and practical problems of being injured in a Pennsylvania car accident, you may be alarmed to find out that you have limited tort insurance. The insurance adjuster who contacts you may explain that you are only entitled to damages for non-economic damages such as pain and suffering if you have suffered a serious injury. Technically, this is true.

However, what the insurance adjuster is unlikely to tell you is that the Pennsylvania courts haven’t always agreed on what the phrase “serious injury” means. Instead, the insurance adjuster may try to convince you that only the most serious injuries entitle you to compensation.

This may not be true. For example, this year one of our clients called us because the client had suffered a broken leg in a car accident and had limited tort insurance. The client underwent surgery to repair the broken leg. Our Pennsylvania limited tort attorneys were able to get the client a recovery of $400,000.00, the insurance policy’s limit, within six months of when the client contacted our office.

Since the courts don’t always agree on what constitutes a serious injury, it is important to contact an experienced Pennsylvania car accident lawyer who regularly handles limited tort cases so that you can find out if your injury is serious enough to qualify for a Pennsylvania limited tort exception.