The Insurance Exception That Every Pennsylvania Bike Rider Should Know About
When it comes to safety, bicyclists are at a disadvantage. There are no airbags, no steel frame, and no crumple zones to protect a bicyclist in an accident. Even the best helmet offers little protection against 3,500 pounds of steel moving at 40 miles per hour. When car hits a bicycle, it’s the bicyclist that is going to get hurt. This is why Pennsylvania drivers have a duty of care towards bicyclists.
A “duty of care” means that drivers must watch for bicyclists and take special care to reduce the risk of an accident. This doesn’t mean that every Pennsylvania bicycle-car accident is the driver’s fault. Bicyclists also have a duty to follow traffic laws and do their best to stay safe.Read More