December 17, 2018

How Serious is a Serious Injury?

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One day a potential client contacted our Pennsylvania limited tort attorneys. This client had sustained a neck and shoulder injury in a Pennsylvania car accident. The client was treated and released from the hospital the same day as his accident. The next day, he returned to work and he continued working for 17 consecutive months at which time he required surgery to fix the shoulder injury sustained in the accident.  One year ago, we were proud to recover $1.95 million on behalf of our client after successfully proving that the serious injury exception to limited tort law applied to our client’s case.Read More

December 13, 2018

Ten Common Questions

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For people who have been injured in an automobile accident, insurance issues and other legal concerns can create significant obstacles to obtaining justice. Sometimes, what is misunderstood to be a big problem can deter a victim from filing a lawsuit in the first place – even when he or she would have had a strong case.

Ostroff Injury Law is committed to providing clients with the tools and knowledge needed to help them make informed decisions about their individual situation. Below, Ostroff Injury Law  answers ten common questions people have asked our legal team.

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December 7, 2018

Bike Accident Injuries: Full Tort or Limited Tort?

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Bik Exception

The Insurance Exception That Every Pennsylvania Bike Rider Should Know About

When it comes to safety, bicyclists are at a disadvantage. There are no airbags, no steel frame, and no crumple zones to protect a bicyclist in an accident. Even the best helmet offers little protection against 3,500 pounds of steel moving at 40 miles per hour. When car hits a bicycle, it’s the bicyclist that is going to get hurt. This is why Pennsylvania drivers have a duty of care towards bicyclists.

A “duty of care” means that drivers must watch for bicyclists and take special care to reduce the risk of an accident.  This doesn’t mean that every Pennsylvania bicycle-car accident is the driver’s fault. Bicyclists also have a duty to follow traffic laws and do their best to stay safe.Read More

November 26, 2018

You Should Not Have to Pay the Price for the Damage Caused by a Drunk Driver

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You may have purchased a Pennsylvania limited tort insurance policy with the understanding that your damages could be limited if you were hurt in a car accident. However, you did not imagine the pain and suffering that would come if you were hurt by a drunk driver. Pennsylvania law allows an exception to limited tort insurance if you were injured by a driver who was convicted of drunk driving in connection with the accident that caused your injuries.Read More

November 18, 2018

Are You Bound by the Limited Tort Choice of a Pennsylvania Family Member?

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Deciding what kind of Pennsylvania car insurance to purchase is a big decision. For example, limited tort may significantly limit your potential recovery unless you qualify for one of the limited tort exceptions. Furthermore, the decision to purchase limited tort insurance in Pennsylvania may not just affect you as the policyholder, but it may also affect your relatives.Read More

November 8, 2018

Free Book: PA’s Limited Tort Option

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limited tort lawyers Do you have questions about limited tort? Pennsylvania limited tort attorney Jon Ostroff has answers for you.

Over the past 25 years, Attorney Jon Ostroff has helped more than 25,000 Pennsylvania accident victims – many of whom had limited tort car insurance. He does not shy away from limited tort cases; rather, he enjoys them and fights hard for the fair and just recovery of limited tort accident victims. His success is documented by the millions of dollars he has recovered over the years for limited tort clients and by his Preeminent A/V rating by Martindale Hubbell.Read More

October 25, 2018

Did You Suffer a Serious Injury in a PA Accident? Learn How to Find Out the Truth

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You’ve been hurt in a car accident. Luckily, your injuries are not life threatening. The insurance company may be telling you that you are not entitled to full tort damages because you have limited tort car insurance and you have not suffered an injury that results in a serious impairment to a significant bodily function. This is not a determination that should be made by the insurance company.Read More

October 21, 2018

Pennsylvania Drunk Driving Accidents: Do You Know What To Do When the Other Driver is Intoxicated?

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If today is a typical day, 30 alcohol-related car accidents will occur in Pennsylvania. One person will die and twenty-two will be seriously injured.

Fault in a drunk driving accident is usually very clear; a driver who is intoxicated is not able to operate a vehicle safely. He is breaking the law and putting others in danger.Read More

October 13, 2018

What Happens To Your PA Limited Tort Coverage When You are Hurt by a Drunk Driver

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If you’ve been hurt in Pennsylvania drunk driving accident and you have limited tort insurance coverage then it important to understand your rights.  In some cases, you may be entitled to compensation for pain and suffering.

Pennsylvania law specifically allows a person covered by limited tort insurance to recover full tort damages if the person responsible for the accident was convicted of or accepted responsibility for Accelerated Rehabilitative Disposition (ARD) for driving under the influence of alcohol or a controlled substance.  In other words, the law does not allow you to recover full tort damages just because the driver was arrested for drunk driving.  Instead, the other driver must have been onvicted of or accepted ARD.

To find out more about how to recover non-economic damages in your limited tort settlement, please contact an experienced limited tort lawyer for more information at 1-484-351-0350.

October 11, 2018

Injured Pedestrians May Recover Full Tort Damages

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Limited tort is a choice that you make before you know all of the facts. You might imagine what happens if you are in a fender bender. You may anticipate what will happen if you are in a minor rear end accident. It can be harder imagine what will happen if you are hit as a pedestrian. The effects of a pedestrian accident can be horrific. The pain can be life changing. The injuries can be life ending.Read More