Lots of people from friends to insurance agents to attorneys like to give their two cents about what limited tort means for you. Often, those who believe that they are sharing important information with you are doing no more than sharing myths about what they believe Pennsylvania limited tort law to mean.
Our Pennsylvania limited tort lawyers want you to know the truth. Read More
Insurance adjusters may sound positively gleeful when they hear that you have limited tort insurance. They, and others, may try to tell you that you have no right to recovery for anything beyond your medical expenses.
They may be wrong.Read More
If you carry Pennsylvania limited tort car insurance and you are hurt in an accident then you need to understand your legal rights and possible recovery. Generally, you can recover for your economic damages, such as your health care expenses, but not for your pain and suffering unless you meet the limited tort threshold in PA.
This is the secret that many insurance adjusters keep from Pennsylvania limited tort victims. They do not want you to know that:
Insurance is one of those difficult things to buy. You buy it with the hope that you will never need it. In that regard, you want to save as much money as you can, but when the unthinkable happens and you face a serious injury caused by someone else then you want to recover fair and equitable damages.
Pennsylvania law allows you to do just that. Fair and equitable limited tort settlements are possible and may compensate you not only for your out of pocket expenses but also for your physical pain and emotional suffering. In order for you to recover full damages, you and your limited tort lawyer must prove that your case fits into an exception of limited tort law. Read More
While most Pennsylvania car accidents are caused by negligence, a driver’s failure to act with reasonable care is not always the reason for accidents and resulting injuries. Sometimes serious car crashes are caused by a defect in the design, manufacturing, repair or maintenance of a car.
If you are covered by Pennsylvania Limited Tort Insurance then this is significant for you.Read More
For people who have been injured in an automobile accident, insurance issues and other legal concerns can create significant obstacles to obtaining justice. Sometimes, what is misunderstood to be a big problem can deter a victim from filing a lawsuit in the first place – even when he or she would have had a strong case.
Ostroff Injury Law is committed to providing clients with the tools and knowledge needed to help them make informed decisions about their individual situation. Below, Ostroff Injury Law answers ten common questions people have asked our legal team.
When it comes to safety, bicyclists are at a disadvantage. There are no airbags, no steel frame, and no crumple zones to protect a bicyclist in an accident. Even the best helmet offers little protection against 3,500 pounds of steel moving at 40 miles per hour. When car hits a bicycle, it’s the bicyclist that is going to get hurt. This is why Pennsylvania drivers have a duty of care towards bicyclists.
A “duty of care” means that drivers must watch for bicyclists and take special care to reduce the risk of an accident. This doesn’t mean that every Pennsylvania bicycle-car accident is the driver’s fault. Bicyclists also have a duty to follow traffic laws and do their best to stay safe.Read More
Deciding what kind of Pennsylvania car insurance to purchase is a big decision. For example, limited tort may significantly limit your potential recovery unless you qualify for one of the limited tort exceptions. Furthermore, the decision to purchase limited tort insurance in Pennsylvania may not just affect you as the policyholder, but it may also affect your relatives.Read More
Do you have questions about limited tort? Pennsylvania limited tort attorney Jon Ostroff has answers for you.
Over the past 25 years, Attorney Jon Ostroff has helped more than 25,000 Pennsylvania accident victims – many of whom had limited tort car insurance. He does not shy away from limited tort cases; rather, he enjoys them and fights hard for the fair and just recovery of limited tort accident victims. His success is documented by the millions of dollars he has recovered over the years for limited tort clients and by his Preeminent A/V rating by Martindale Hubbell.Read More
If you’ve been hurt in Pennsylvania drunk driving accident and you have limited tort insurance coverage then it important to understand your rights. In some cases, you may be entitled to compensation for pain and suffering.
Pennsylvania law specifically allows a person covered by limited tort insurance to recover full tort damages if the person responsible for the accident was convicted of or accepted responsibility for Accelerated Rehabilitative Disposition (ARD) for driving under the influence of alcohol or a controlled substance. In other words, the law does not allow you to recover full tort damages just because the driver was arrested for drunk driving. Instead, the other driver must have been onvicted of or accepted ARD.
To find out more about how to recover non-economic damages in your limited tort settlement, please contact an experienced limited tort lawyer for more information at 1-484-351-0350.
