Insurance adjusters may sound positively gleeful when they hear that you have limited tort insurance. They, and others, may try to tell you that you have no right to recovery for anything beyond your medical expenses.

They may be wrong.

They may be perpetuating some of the myths that are commonly told to limited tort insurance holders in an effort to dissuade them from pursuing a fair recovery after an accident.

However, it is important not to accept what they are saying without learning the truth. The truth is that limited tort does not always prevent fair recoveries. Consider the following myths and realities about limited tort law:

• Myth #1: You can’t recover for lost wages.

Reality #1: You may be able to recover for lost wages if your accident injuries keep you out of work. Lost wages are economic damages and thus, typically, recoverable whether you have limited or full tort coverage.

• Myth #2: There is no point in filing a lawsuit. You won’t win.

Reality #2: There may be a point in pursuing a legal recovery. You need to talk to someone who will fight for you. You need to talk to an experienced Pennsylvania limited tort lawyer who understands limited tort recoveries and whose job it is to zealously advocate for your full and fair recovery.

• Myth #3: Just call any attorney. Anyone will tell you the same thing.

Reality #3: Not all Pennsylvania lawyers have experience with limited tort. While technically any attorney can help you, they may not all have the experience and dedication to help your pursue a just recovery.

To find out more about what your rights really are in a limited tort case, please contact a PA limited tort lawyer who loves handling limited tort cases and wants to speak with you today.