Limited Tort May Not Mean What Your Insurance Adjuster Says it Means

You were injured in a Pennsylvania accident and you have limited tort insurance. That is about all that is agreed upon by you and the insurance adjuster assigned to your case. The insurance adjuster is arguing that you are not entitled to a recovery because of the limited tort insurance, but you think otherwise. The first attorney you talked to seemed to agree with the insurance adjuster, but you still aren’t convinced.Read More

What is That Insurance Adjuster Trying to Say?

Dealing with an insurance adjuster after a Pennsylvania car accident can be frustrating – especially if you have limited tort insurance. While the insurance adjuster might not be lying to you, you may find that the adjuster is less than helpful. He or she may speak in terms that you don’t understand or try to get you to settle your claim quickly without really understanding what your rights may be.Read More

Understanding the Pennsylvania Limited Tort Threshold

If you carry Pennsylvania limited tort car insurance and you are hurt in an accident then you need to understand your legal rights and possible recovery. Generally, you can recover for your economic damages, such as your health care expenses, but not for your pain and suffering unless you meet the limited tort threshold in PA.

This is the secret that many insurance adjusters keep from Pennsylvania limited tort victims. They do not want you to know that:

You Can Recover Full Tort Damages if You Meet the Pennsylvania Limited Tort Threshold

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How Long Will it Take to Recover Limited Tort Insurance Damages After a Pennsylvania Accident?

20668122-car-accidentThere are some things that are the same after a Pennsylvania car accident whether you are covered by limited tort car insurance or full tort car insurance. Specifically, you want to make as full a recovery as possible as quickly as possible so that you can get back to living your life the way that you did prior to the accident.

As a Pennsylvania limited tort lawyer, I understand that, I respect it and I will work hard to make it happen for you. Read More

How Serious is a Serious Injury?

One day a potential client contacted our Pennsylvania limited tort attorneys. This client had sustained a neck and shoulder injury in a Pennsylvania car accident. The client was treated and released from the hospital the same day as his accident. The next day, he returned to work and he continued working for 17 consecutive months at which time he required surgery to fix the shoulder injury sustained in the accident.  One year ago, we were proud to recover $1.95 million on behalf of our client after successfully proving that the serious injury exception to limited tort law applied to our client’s case.Read More

Bike Accident Injuries: Full Tort or Limited Tort?

Bik Exception

The Insurance Exception That Every Pennsylvania Bike Rider Should Know About

When it comes to safety, bicyclists are at a disadvantage. There are no airbags, no steel frame, and no crumple zones to protect a bicyclist in an accident. Even the best helmet offers little protection against 3,500 pounds of steel moving at 40 miles per hour. When car hits a bicycle, it’s the bicyclist that is going to get hurt. This is why Pennsylvania drivers have a duty of care towards bicyclists.

A “duty of care” means that drivers must watch for bicyclists and take special care to reduce the risk of an accident.  This doesn’t mean that every Pennsylvania bicycle-car accident is the driver’s fault. Bicyclists also have a duty to follow traffic laws and do their best to stay safe.Read More

You Should Not Have to Pay the Price for the Damage Caused by a Drunk Driver

You may have purchased a Pennsylvania limited tort insurance policy with the understanding that your damages could be limited if you were hurt in a car accident. However, you did not imagine the pain and suffering that would come if you were hurt by a drunk driver. Pennsylvania law allows an exception to limited tort insurance if you were injured by a driver who was convicted of drunk driving in connection with the accident that caused your injuries.Read More

Free Book: PA’s Limited Tort Option

limited tort lawyers Do you have questions about limited tort? Pennsylvania limited tort attorney Jon Ostroff has answers for you.

Over the past 25 years, Attorney Jon Ostroff has helped more than 25,000 Pennsylvania accident victims – many of whom had limited tort car insurance. He does not shy away from limited tort cases; rather, he enjoys them and fights hard for the fair and just recovery of limited tort accident victims. His success is documented by the millions of dollars he has recovered over the years for limited tort clients and by his Preeminent A/V rating by Martindale Hubbell.Read More