22 Mar 2014

Limited Tort May Not Mean What Your Insurance Adjuster Says it Means

You were injured in a Pennsylvania accident and you have limited tort insurance. That is about all that is agreed upon by you and the insurance adjuster assigned to your case. The insurance adjuster is arguing that you are not entitled to a recovery because of the limited tort insurance, but you think otherwise. The first attorney you talked to seemed to agree with the insurance adjuster, but you still aren’t convinced.

It is Time to Call an Experienced Limited Tort Lawyer!

There are exceptions to limited tort law in Pennsylvania that may allow you to meet the limited tort threshold and get the recovery that you deserve. If you have been hurt then you owe it to yourself to find out the truth about your possible limited tort recovery and to fight for the recovery that you deserve. Please allow us to fight for you as we have for so many other limited tort clients in the past. Call us today at (800) 861-5696.

13 Mar 2014

What is That Insurance Adjuster Trying to Say?

Dealing with an insurance adjuster after a Pennsylvania car accident can be frustrating – especially if you have limited tort insurance. While the insurance adjuster might not be lying to you, you may find that the adjuster is less than helpful. He or she may speak in terms that you don’t understand or try to get you to settle your claim quickly without really understanding what your rights may be. (more…)

08 Feb 2014

Understanding the Pennsylvania Limited Tort Threshold

If you carry Pennsylvania limited tort car insurance and you are hurt in an accident then you need to understand your legal rights and possible recovery. Generally, you can recover for your economic damages, such as your health care expenses, but not for your pain and suffering unless you meet the limited tort threshold in PA.

This is the secret that many insurance adjusters keep from Pennsylvania limited tort victims. They do not want you to know that:

You Can Recover Full Tort Damages if You Meet the Pennsylvania Limited Tort Threshold


25 Jan 2014

How Long Will it Take to Recover Limited Tort Insurance Damages After a Pennsylvania Accident?

20668122-car-accidentThere are some things that are the same after a Pennsylvania car accident whether you are covered by limited tort car insurance or full tort car insurance. Specifically, you want to make as full a recovery as possible as quickly as possible so that you can get back to living your life the way that you did prior to the accident.

As a Pennsylvania limited tort lawyer, I understand that, I respect it and I will work hard to make it happen for you. (more…)

07 Jan 2014

What To Do When the Insurance Adjuster Says No

You understood what you were getting into when you purchased limited tort car insurance. You played by the rules and, unfortunately, you have been seriously injured in a Pennsylvania car accident. Now, the insurance company doesn’t want to play by the rules and the adjuster is telling you that your injury does not qualify you for full tort coverage. What do you Do?

You Do Not Accept the Insurance Adjuster’s Answer Without More Information (more…)

17 Dec 2013

How Serious is a Serious Injury?

One day a potential client contacted our Pennsylvania limited tort attorneys. This client had sustained a neck and shoulder injury in a Pennsylvania car accident. The client was treated and released from the hospital the same day as his accident. The next day, he returned to work and he continued working for 17 consecutive months at which time he required surgery to fix the shoulder injury sustained in the accident.  One year ago, we were proud to recover $1.95 million on behalf of our client after successfully proving that the serious injury exception to limited tort law applied to our client’s case.

We tell you this story to help you understand that few serious car accident injuries look the same and to encourage you to contact a Pennsylvania limited tort lawyer if you have been hurt in a car accident. One of our experienced lawyers would be pleased to review your case and share our opinions with you. Please call us today to schedule a free consultation.

07 Dec 2013
Bik Exception

Bike Accident Injuries: Full Tort or Limited Tort?

The Insurance Exception That Every Pennsylvania Bike Rider Should Know About

When it comes to safety, bicyclists are at a disadvantage. There are no airbags, no steel frame, and no crumple zones to protect a bicyclist in an accident. Even the best helmet offers little protection against 3,500 pounds of steel moving at 40 miles per hour. When car hits a bicycle, it’s the bicyclist that is going to get hurt. This is why Pennsylvania drivers have a duty of care towards bicyclists.

A “duty of care” means that drivers must watch for bicyclists and take special care to reduce the risk of an accident.  This doesn’t mean that every Pennsylvania bicycle-car accident is the driver’s fault. Bicyclists also have a duty to follow traffic laws and do their best to stay safe. (more…)

26 Nov 2013

You Should Not Have to Pay the Price for the Damage Caused by a Drunk Driver

You may have purchased a Pennsylvania limited tort insurance policy with the understanding that your damages could be limited if you were hurt in a car accident. However, you did not imagine the pain and suffering that would come if you were hurt by a drunk driver. Pennsylvania law allows an exception to limited tort insurance if you were injured by a driver who was convicted of drunk driving in connection with the accident that caused your injuries.

Our Pennsylvania limited tort insurance lawyers know that you need a fair recovery and that you need it quickly. That is why we fight hard on behalf of our clients. We were able to recover $125,000 for one of or many limited tort clients who suffered a broken leg after being hit by a drunk driver. Not only did we recover the insurance policy limits from two different insurance companies, but we also got the insurance policies to pay within just three months.

If you would like to talk to us about your possible case and potential recovery, then we encourage you to call us today for a free consultation.

08 Nov 2013

Free Book: PA’s Limited Tort Option

limited tort lawyers Do you have questions about limited tort? Pennsylvania limited tort attorney Jon Ostroff has answers for you.

Over the past 20 years, Attorney Jon Ostroff has helped more than 20,000 Pennsylvania accident victims – many of whom had limited tort car insurance. He does not shy away from limited tort cases; rather, he enjoys them and fights hard for the fair and just recovery of limited tort accident victims. His success is documented by the millions of dollars he has recovered over the years for limited tort clients and by his Preeminent A/V rating by Martindale Hubbell. (more…)